In Focus

China banks expand household lending and wealth management business

Bank lending to households represent half of GDP and 82% of disposable income in 2017.

China banks expand household lending and wealth management business

Bank lending to households represent half of GDP and 82% of disposable income in 2017.

Close Chinese financial ties are both boon and bane for Hong Kong banks

The mainland’s deleveraging programme will drive cross-border loan activity but pose risks to LGFVs.

ASEAN banks lead digital charge with soaring investment on real-time payments

Singapore banks lead the pack as over half pledge to increase investment by over 5%.

How will banks fare when Amazon finally offers checking accounts?

The tech giant is in talks with JPMorgan Chase to create a product similar to a checking account.

Mobile wallets trump cash as India's e-payments grow forty-fold

Consumers are increasingly using e-wallets for their daily transactions like food and transport.

E-commerce titans shake the ground of retail banking

Should banks worry now that they have new competition?

Hong Kong banks bust out the chatbots

Digital savvy clients may soon prefer to interact more with chatbots.

China's increasing use of medium-term facilities is a win for banks

It benefits banks' funding structure and lifts profits.

58% of APAC banks aspire to reach digital maturity by 2020

They focus on digital innovations to improve risk management.

China unveils rules to clamp down on financial risk

China Banking Regulatory Commission targets to eliminate "chaos" in the financial system.

What provisions will trend post-MFRS 9 implementation?

Malaysian banks adopted the new standard on January 1, 2018.

Low profitability and insufficient capital haunt Chinese banks

Even their improved asset quality cannot mask these concerns.

How Hong Kong banks can fight financial crime in 2018

Banks will continue to develop the use of technology and data analytics for AML.

What the new Basel IV rules could mean for banks

The use of banks’ own internal models to calculate their RWA will be limited under the new rules.

Why private sector leverage levels are high in many APAC banking systems

Leverage levels are particularly high in China, Hong Kong, Singapore, Korea and Vietnam.

The Big Short: Asia Pacific banks still prefer bailouts to bail-ins

Hong Kong has made the most significant advance with its bank resolution regime.