Retail Banking

Asian banks face double trouble

Slowing regional economic growth and tight credit markets are major headwinds.

Asian banks face double trouble

Slowing regional economic growth and tight credit markets are major headwinds.

Don't get your hopes up unless Singapore banks' NIMs expand by 30bps or more

An increase of 10bps has no significant effect on net profit.

Analysts 'bewildered' about weak correlation of DBS' NIMs to credit spreads

Weak NIMs despite a large pool of cheap deposits is also a concern.

2 things local regulators must do to improve financial inclusion in Indonesia

Allowing partnerships with multiple service providers is one.

Taiwanese banks to ramp up overseas expansion as regulation eases

Overseas investment limits were eased early this year from 40% of paid-in capital to 40% of net worth.

More than 50% of the population across emerging Asia still unbanked

But financial inclusion in emerging Asia has visibly progressed since 2011.

Regulatory traps stall Singapore banks’ expansion

Greater regional exposure also comes with increased regulatory complexities.

Thai banks' interest income drops for 3 consecutive quarters

It fell by 1.2% in Q215, worsening from -0.8% in Q115.

Australia's 4 major banks on a capital raising spree

They have raised almost AUD 16 billion of CET1 capital since May 2015.

Indian non-banking financial companies' NPLs to soar by up to 100bps

But asset quality will stabilize over the next 12 months.

Who's winning China's retail banking race?

The top bank raked in RMB238 billion in 2014.