Lending & Credit

Banks may not be lending enough if bad debts don't rise during tough times

Singapore's central bank chief says they're probably not taking on sufficient risks.

Thai banks' lending growth to recover in the second half of 2017

Some banks announced lower loan rates for some customers in May.

Hong Kong banks raise mortgage rates

As the HKMA raised risk-weighted floor to 25% for new residential loans.

Thai banks' asset growth hit new cycle low in March

No thanks to the sharp drop in interbank and derivative assets.

China banks' NPL ratio flat at 1.74% in Q1

Asset quality has largely stabilised.

Indian regulators intensify efforts to solve banks' bad loan problems

Asset resolution will be a dominant theme in the sector over the next few years.

China regulator launches emergency risk assessments for banks' lending practices

It will include the banks' issuances of negotiable certificate of deposits.

How does the tight systemic liquidity affect China's shadow banking sector?

Stricter regulations aim to constrain the growth of leverage in the country.

Chinese regulators to increase scrutiny of the shadow banking sector

These new measures are likely to be negative for corporate bonds.

China's off-balance sheet lending surged $109b in March

Bloomberg says China’s shadow banking is back in full swing.

Australian banks' profitability to suffer from tighter mortgage lending standards

The share of new loans with high loan-to-value ratio fell to 22.3% in December.